/*
Theme Name: Megha Insure
Theme URL: https://meghainsure.in/
Author: Megha Insure
Description: Custom theme for Megha Insure - HDFC Life & HDFC Ergo authorized insurance advisory.
Version: 1.0
*/



:root{
  --navy:#0B2545;
  --navy-2:#123C69;
  --navy-3:#1B4E7A;
  --teal:#0F9D8E;
  --teal-deep:#0A7A6E;
  --amber:#F5A623;
  --amber-deep:#DA8A0F;
  --paper:#F6F7F5;
  --panel:#FFFFFF;
  --ink:#0B1220;
  --ink-soft:#5B6472;
  --line:rgba(11,37,69,0.11);
  --line-strong:rgba(11,37,69,0.18);

  --display:'Newsreader', serif;
  --body:'Manrope', sans-serif;
  --mono:'IBM Plex Mono', monospace;
}

*{box-sizing:border-box; margin:0; padding:0;}
html{scroll-behavior:smooth; overflow-x:hidden;}
body{font-family:var(--body); color:var(--ink); background:var(--paper); -webkit-font-smoothing:antialiased; overflow-x:hidden; width:100%;}
@media (prefers-reduced-motion: reduce){ *{animation-duration:.01ms !important; transition-duration:.01ms !important; scroll-behavior:auto !important;} }
a{color:inherit; text-decoration:none;}
img{max-width:100%; display:block;}
button, input{font-family:inherit;}
:focus-visible{outline:2px solid var(--teal); outline-offset:2px;}
.wrap{max-width:1220px; margin:0 auto; padding:0 32px;}
.eyebrow{font-family:var(--mono); font-size:11.5px; letter-spacing:0.12em; text-transform:uppercase; font-weight:500; color:var(--teal-deep);}

/* ---------- UTILITY BAR ---------- */
.utility-bar{
  background:var(--navy); color:rgba(246,247,245,0.8);
  font-size:12.5px; padding:8px 0;
}
.utility-bar .wrap{display:flex; justify-content:space-between; align-items:center;}
.utility-left{display:flex; gap:24px;}
.utility-left span{display:flex; align-items:center; gap:6px;}
.utility-right{display:flex; gap:20px;}
.utility-right a:hover{color:#fff;}
@media (max-width:760px){ .utility-left span:nth-child(2){display:none;} }
@media (max-width:420px){ .utility-right{display:none;} }

/* ---------- NAV ---------- */
.nav{
  position:sticky; top:0; z-index:100;
  background:rgba(255,255,255,0.92); backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line);
  transition:padding .3s ease;
}
.nav .wrap{display:flex; align-items:center; justify-content:space-between; padding:16px 32px;}
.nav.shrink .wrap{padding:11px 32px;}
.nav-logo{display:flex; align-items:center; gap:9px; font-family:var(--display); font-weight:600; font-size:22px; color:var(--navy);}
.nav-logo .mark{width:30px; height:30px; border-radius:8px; background:var(--navy); display:flex; align-items:center; justify-content:center;}
.nav-logo .mark svg{width:17px; height:17px;}
.nav-links{display:flex; gap:30px; align-items:center;}
.nav-links a{font-size:14px; font-weight:600; color:var(--ink); opacity:0.75; transition:opacity .2s;}
.nav-links a:hover{opacity:1;}
.nav-cta{
  font-size:13.5px; font-weight:700; padding:11px 22px; border-radius:8px;
  background:var(--amber); color:var(--navy);
  transition:transform .2s ease, box-shadow .2s ease;
}
.nav-cta:hover{transform:translateY(-2px); box-shadow:0 8px 18px rgba(245,166,35,0.35);}
@media (max-width:900px){ .nav-links{display:none;} }

.nav-right{display:flex; align-items:center; gap:14px;}
.nav-burger{
  display:none; flex-direction:column; justify-content:center; gap:5px;
  width:38px; height:38px; background:transparent; border-radius:8px;
}
.nav-burger span{display:block; width:20px; height:2px; background:var(--navy); margin:0 auto; border-radius:2px; transition:transform .25s ease, opacity .25s ease;}
.nav-burger.open span:nth-child(1){transform:translateY(7px) rotate(45deg);}
.nav-burger.open span:nth-child(2){opacity:0;}
.nav-burger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg);}

.nav-mobile-panel{
  display:none; flex-direction:column; gap:2px;
  max-height:0; overflow:hidden; transition:max-height .3s ease;
  background:var(--panel); border-top:1px solid var(--line);
}
.nav-mobile-panel.open{max-height:400px;}
.nav-mobile-panel a{
  padding:16px 32px; font-size:14.5px; font-weight:600; color:var(--ink);
  border-bottom:1px solid var(--line);
}
.nav-mobile-cta{color:var(--teal-deep) !important;}

@media (max-width:900px){
  .nav-burger{display:flex;}
  .nav-cta{display:none;}
  .nav-mobile-panel{display:flex;}
}

/* ---------- HERO ---------- */
.hero{
  background:linear-gradient(180deg, var(--navy) 0%, var(--navy-2) 100%);
  position:relative; overflow:hidden;
  padding:84px 0 0;
}
.hero-grid{display:grid; grid-template-columns:1.1fr 0.9fr; gap:64px; align-items:center;}
.hero-badge{
  display:inline-flex; align-items:center; gap:8px; padding:7px 14px; border-radius:100px;
  background:rgba(15,157,142,0.18); border:1px solid rgba(15,157,142,0.4);
  font-size:12.5px; font-weight:600; color:#5FE0CF; margin-bottom:26px;
}
.hero-badge .dot{width:6px; height:6px; border-radius:50%; background:#5FE0CF;}
h1.hero-title{
  font-family:var(--display); font-weight:600; font-size:clamp(34px,4.6vw,56px);
  line-height:1.1; color:#fff; letter-spacing:-0.01em; max-width:560px;
}
h1.hero-title .hl{color:var(--amber); font-style:italic; font-weight:500;}
.hero-sub{margin-top:22px; font-size:16.5px; line-height:1.65; color:rgba(246,247,245,0.72); max-width:460px;}
.hero-trustrow{display:flex; gap:32px; margin-top:40px; flex-wrap:wrap;}
.hero-trust-item{}
.hero-trust-num{font-family:var(--mono); font-size:22px; font-weight:600; color:#fff;}
.hero-trust-label{font-size:12px; color:rgba(246,247,245,0.55); margin-top:2px;}
.hero-bottom-pad{height:0;}

/* Calculator card */
.calc-card{
  background:var(--panel); border-radius:20px; padding:34px;
  box-shadow:0 30px 70px rgba(0,0,0,0.35);
  position:relative; z-index:2; margin-bottom:-70px;
}
.calc-head{display:flex; justify-content:space-between; align-items:center; margin-bottom:24px;}
.calc-head h3{font-family:var(--display); font-size:20px; font-weight:600;}
.calc-head .eyebrow{margin-bottom:2px;}
.calc-tabs{display:flex; gap:6px; background:var(--paper); padding:5px; border-radius:10px; margin-bottom:22px;}
.calc-tab{
  flex:1; text-align:center; padding:9px 4px; border-radius:7px; font-size:12.5px; font-weight:600;
  color:var(--ink-soft); background:transparent; transition:all .2s ease;
}
.calc-tab.active{background:var(--navy); color:#fff;}
.calc-field{margin-bottom:20px;}
.calc-field label{
  display:flex; justify-content:space-between; font-size:12.5px; font-weight:600; color:var(--ink-soft);
  margin-bottom:10px; text-transform:uppercase; letter-spacing:0.04em;
}
.calc-field label span{font-family:var(--mono); color:var(--navy); font-weight:600; text-transform:none; letter-spacing:0;}
input[type=range]{
  width:100%; height:5px; border-radius:4px; background:var(--line-strong);
  -webkit-appearance:none; appearance:none;
}
input[type=range]::-webkit-slider-thumb{
  -webkit-appearance:none; width:20px; height:20px; border-radius:50%;
  background:var(--teal); cursor:pointer; border:3px solid #fff; box-shadow:0 2px 8px rgba(0,0,0,0.25);
}
.calc-result{
  margin-top:26px; padding:22px; border-radius:14px; background:var(--navy);
  display:flex; justify-content:space-between; align-items:flex-end;
}
.calc-result-label{font-size:12px; color:rgba(246,247,245,0.6); text-transform:uppercase; letter-spacing:0.06em; margin-bottom:6px;}
.calc-result-num{font-family:var(--mono); font-size:30px; font-weight:600; color:#fff;}
.calc-result-num span{font-size:14px; color:rgba(246,247,245,0.55); font-weight:400;}
.calc-cta{
  background:var(--amber); color:var(--navy); font-weight:700; font-size:13.5px;
  padding:12px 20px; border-radius:9px; white-space:nowrap;
  transition:transform .2s ease;
}
@media (max-width:560px){
  .calc-card{padding:24px 20px;}
  .calc-result{flex-direction:column; align-items:stretch; gap:16px;}
  .calc-cta{text-align:center;}
}
.calc-cta:hover{transform:translateY(-2px);}
.calc-note{font-size:11px; color:var(--ink-soft); margin-top:12px; text-align:center;}

/* ---------- LOGO MARQUEE ---------- */
.marquee-section{background:var(--panel); padding:38px 0; border-bottom:1px solid var(--line); margin-top:70px;}
.marquee-label{text-align:center; font-size:12px; color:var(--ink-soft); margin-bottom:20px; letter-spacing:0.04em;}
.marquee-track{display:flex; overflow:hidden; -webkit-mask-image:linear-gradient(90deg,transparent,#000 10%,#000 90%,transparent);}
.marquee-inner{display:flex; gap:64px; animation:scroll 26s linear infinite; padding-right:64px; align-items:center;}
.marquee-track:hover .marquee-inner{animation-play-state:paused;}
@keyframes scroll{ from{transform:translateX(0);} to{transform:translateX(-50%);} }
.insurer-name{font-family:var(--display); font-size:19px; font-weight:600; color:var(--ink-soft); opacity:0.55; white-space:nowrap;}

/* ---------- SECTION HEAD ---------- */
.section-head{max-width:620px; margin-bottom:56px;}
.section-head h2{font-family:var(--display); font-weight:600; font-size:clamp(28px,3.2vw,40px); line-height:1.15; margin-top:14px; letter-spacing:-0.01em;}
.section-head p{margin-top:16px; font-size:15.5px; line-height:1.6; color:var(--ink-soft);}
.reveal{opacity:0; transform:translateY(24px); transition:opacity .7s cubic-bezier(.22,1,.36,1), transform .7s cubic-bezier(.22,1,.36,1);}
.reveal.in{opacity:1; transform:translateY(0);}

/* ---------- PRODUCTS ---------- */
.products{padding:110px 0 90px;}
.product-grid{display:grid; grid-template-columns:repeat(4,1fr); gap:22px;}
.product-card{
  background:var(--panel); border:1px solid var(--line); border-radius:18px; padding:30px 26px;
  transition:transform .3s ease, box-shadow .3s ease, border-color .3s ease;
  display:flex; flex-direction:column;
}
.product-card:hover{transform:translateY(-6px); box-shadow:0 24px 50px rgba(11,37,69,0.1); border-color:transparent;}
.product-icon{
  width:44px; height:44px; border-radius:11px; display:flex; align-items:center; justify-content:center;
  margin-bottom:20px; background:var(--navy);
}
.product-icon svg{width:22px; height:22px; stroke:var(--amber);}
.product-card h4{font-family:var(--display); font-weight:600; font-size:19px; margin-bottom:10px;}
.product-card p{font-size:13.8px; color:var(--ink-soft); line-height:1.55; margin-bottom:20px; flex:1;}
.product-from{font-family:var(--mono); font-size:12px; color:var(--ink-soft); margin-bottom:16px;}
.product-from b{color:var(--navy); font-size:16px;}
.product-card a{
  font-size:13.5px; font-weight:700; color:var(--teal-deep);
  display:inline-flex; align-items:center; gap:6px;
}
@media (max-width:1000px){ .product-grid{grid-template-columns:1fr 1fr;} }
@media (max-width:600px){ .product-grid{grid-template-columns:1fr;} }

/* ---------- STATS BAND ---------- */
.stats{background:var(--navy); padding:80px 0;}
.stats-grid{display:grid; grid-template-columns:repeat(4,1fr); gap:30px;}
.stat-num{font-family:var(--mono); font-weight:600; font-size:clamp(28px,3.4vw,42px); color:var(--amber);}
.stat-label{margin-top:8px; font-size:13.5px; color:rgba(246,247,245,0.6); line-height:1.5;}
@media (max-width:760px){ .stats-grid{grid-template-columns:1fr 1fr; row-gap:44px;} }

/* ---------- COMPARISON TABLE ---------- */
.compare{padding:110px 0;}
.compare-table-wrap{
  background:var(--panel); border-radius:18px; border:1px solid var(--line); overflow:hidden;
  overflow-x:auto;
}
table.compare-table{width:100%; border-collapse:collapse; min-width:640px;}
.compare-table th, .compare-table td{padding:18px 22px; text-align:left; font-size:14px; border-bottom:1px solid var(--line);}
.compare-table thead th{
  font-family:var(--mono); font-size:11.5px; text-transform:uppercase; letter-spacing:0.06em;
  color:var(--ink-soft); background:var(--paper); font-weight:600;
}
.compare-table tbody tr:last-child td{border-bottom:none;}
.compare-table tbody tr:hover{background:rgba(15,157,142,0.04);}
.compare-table td.plan-name{font-weight:700; color:var(--navy);}
.compare-table td.highlight{color:var(--teal-deep); font-weight:700;}
.badge-best{
  display:inline-block; margin-left:8px; font-size:10px; padding:3px 8px; border-radius:100px;
  background:rgba(15,157,142,0.15); color:var(--teal-deep); font-weight:700; letter-spacing:0.03em;
}

/* ---------- CERTIFICATES ---------- */
.certs{padding:100px 0; background:var(--panel); border-top:1px solid var(--line); border-bottom:1px solid var(--line);}
.certs-grid{display:grid; grid-template-columns:repeat(3,1fr); gap:26px;}
.cert-card{
  border:1px solid var(--line); border-radius:16px; overflow:hidden; background:var(--paper);
  transition:transform .3s ease, box-shadow .3s ease, border-color .3s ease; cursor:pointer;
}
.cert-card:hover{transform:translateY(-6px); box-shadow:0 24px 50px rgba(11,37,69,0.1); border-color:transparent;}
.cert-thumb{
  aspect-ratio:4/3; background:
    radial-gradient(circle at 85% 15%, rgba(15,157,142,0.06), transparent 40%),
    repeating-linear-gradient(0deg, rgba(11,37,69,0.02) 0px, rgba(11,37,69,0.02) 1px, transparent 1px, transparent 24px),
    #fff;
  border-bottom:1px solid var(--line);
  display:flex; flex-direction:column; align-items:center; justify-content:center; position:relative; padding:20px;
}
.cert-thumb::before{
  content:''; position:absolute; inset:12px; border:1.5px dashed var(--line-strong); border-radius:8px;
}
.cert-seal{
  width:56px; height:56px; border-radius:50%; background:var(--navy);
  display:flex; align-items:center; justify-content:center; margin-bottom:14px; position:relative; z-index:1;
  box-shadow:0 6px 16px rgba(11,37,69,0.25);
}
.cert-seal svg{width:26px; height:26px; stroke:var(--amber);}
.cert-thumb-title{font-family:var(--display); font-weight:600; font-size:15px; text-align:center; color:var(--navy); z-index:1; max-width:70%;}
.cert-thumb-sub{font-family:var(--mono); font-size:10px; color:var(--ink-soft); margin-top:6px; letter-spacing:0.04em; z-index:1;}
.cert-body{padding:20px 22px;}
.cert-body h4{font-family:var(--display); font-size:16.5px; font-weight:600; margin-bottom:6px;}
.cert-body p{font-size:13px; color:var(--ink-soft); line-height:1.5; margin-bottom:12px;}
.cert-view{font-size:12.5px; font-weight:700; color:var(--teal-deep); display:inline-flex; align-items:center; gap:6px;}

.cert-modal{
  position:fixed; inset:0; background:rgba(11,18,32,0.75); z-index:200;
  display:none; align-items:center; justify-content:center; padding:30px; backdrop-filter:blur(4px);
}
.cert-modal.open{display:flex;}
.cert-modal-inner{
  background:#fff; border-radius:16px; max-width:520px; width:100%; padding:40px; position:relative; text-align:center;
}
.cert-modal-close{
  position:absolute; top:16px; right:16px; width:32px; height:32px; border-radius:50%;
  background:var(--paper); display:flex; align-items:center; justify-content:center; font-size:16px; color:var(--ink-soft);
}
.cert-modal .cert-seal{margin:0 auto 18px;}
.cert-modal-inner h4{font-family:var(--display); font-size:20px; margin-bottom:10px;}
.cert-modal-inner p{font-size:13.5px; color:var(--ink-soft); line-height:1.6;}
.cert-modal-note{
  margin-top:18px; padding:12px 16px; border-radius:10px; background:rgba(245,166,35,0.1);
  font-size:12px; color:var(--amber-deep); text-align:left;
}
@media (max-width:900px){ .certs-grid{grid-template-columns:1fr;} }

/* ---------- PROCESS ---------- */
.process{padding:100px 0; background:var(--panel); border-top:1px solid var(--line); border-bottom:1px solid var(--line);}
.process-list{margin-top:20px;}
.process-item{
  display:grid; grid-template-columns:80px 1fr; gap:28px; padding:28px 0; border-top:1px solid var(--line);
}
.process-item:last-child{border-bottom:1px solid var(--line);}
.process-num{font-family:var(--mono); font-size:26px; font-weight:600; color:var(--line-strong);}
.process-item h4{font-family:var(--display); font-size:19px; font-weight:600; margin-bottom:6px;}
.process-item p{font-size:14px; color:var(--ink-soft); max-width:560px; line-height:1.6;}

/* ---------- FAQ ---------- */
.faq{padding:100px 0;}
.faq-list{margin-top:10px;}
.faq-item{border-bottom:1px solid var(--line);}
.faq-q{
  width:100%; text-align:left; padding:22px 0; display:flex; justify-content:space-between; align-items:center;
  background:transparent; font-size:15.5px; font-weight:600; color:var(--ink);
}
.faq-q .plus{
  width:22px; height:22px; flex-shrink:0; position:relative; margin-left:16px;
}
.faq-q .plus::before, .faq-q .plus::after{
  content:''; position:absolute; background:var(--navy); border-radius:2px;
}
.faq-q .plus::before{width:14px; height:2px; top:10px; left:4px;}
.faq-q .plus::after{width:2px; height:14px; top:4px; left:10px; transition:transform .25s ease;}
.faq-item.open .plus::after{transform:rotate(90deg);}
.faq-a{max-height:0; overflow:hidden; transition:max-height .35s ease;}
.faq-a p{font-size:14.5px; color:var(--ink-soft); line-height:1.65; padding-bottom:22px; max-width:680px;}

/* ---------- FINAL CTA / CONTACT FORM ---------- */
.final-cta{background:linear-gradient(135deg, var(--navy), var(--navy-3)); padding:100px 0;}
.final-cta-top{text-align:center; margin-bottom:64px;}
.final-cta h2{font-family:var(--display); font-weight:600; color:#fff; font-size:clamp(28px,4vw,44px); max-width:640px; margin:0 auto 18px;}
.final-cta-top p{color:rgba(246,247,245,0.7); font-size:15.5px; margin-bottom:34px;}
.final-actions{display:flex; gap:14px; justify-content:center; flex-wrap:wrap;}

.contact-grid{display:grid; grid-template-columns:0.85fr 1.15fr; gap:0; background:var(--panel); border-radius:20px; overflow:hidden; box-shadow:0 30px 70px rgba(0,0,0,0.3);}
.contact-info{background:var(--navy); color:#fff; padding:44px 40px; display:flex; flex-direction:column; justify-content:space-between;}
.contact-info h3{font-family:var(--display); font-size:24px; font-weight:600; margin-bottom:14px;}
.contact-info p{font-size:14px; color:rgba(246,247,245,0.68); line-height:1.65; margin-bottom:30px;}
.contact-detail{display:flex; align-items:flex-start; gap:12px; margin-bottom:20px;}
.contact-detail .ic{width:36px; height:36px; border-radius:9px; background:rgba(245,166,35,0.15); display:flex; align-items:center; justify-content:center; flex-shrink:0;}
.contact-detail .ic svg{width:17px; height:17px; stroke:var(--amber);}
.contact-detail-text{font-size:13.5px;}
.contact-detail-text .label{color:rgba(246,247,245,0.5); font-size:11.5px; text-transform:uppercase; letter-spacing:0.05em; margin-bottom:3px;}
.contact-detail-text .value{font-weight:600;}
.contact-badges{display:flex; gap:10px; margin-top:10px; flex-wrap:wrap;}
.contact-badge{font-size:11px; padding:6px 12px; border-radius:100px; background:rgba(255,255,255,0.08); border:1px solid rgba(255,255,255,0.14); color:rgba(246,247,245,0.75);}

.contact-form{padding:44px 40px;}
.form-row{display:grid; grid-template-columns:1fr 1fr; gap:16px; margin-bottom:16px;}
.form-field{margin-bottom:16px;}
.form-field label{display:block; font-size:12.5px; font-weight:600; color:var(--ink-soft); margin-bottom:8px; text-transform:uppercase; letter-spacing:0.04em;}
.form-field input, .form-field select, .form-field textarea{
  width:100%; padding:13px 14px; border-radius:9px; border:1.5px solid var(--line-strong);
  font-family:var(--body); font-size:14.5px; color:var(--ink); background:var(--paper);
  transition:border-color .2s ease, background .2s ease;
}
.form-field input:focus, .form-field select:focus, .form-field textarea:focus{
  outline:none; border-color:var(--teal); background:#fff;
}
.form-field textarea{resize:vertical; min-height:90px;}
.form-field.error input, .form-field.error select{border-color:#D64545;}
.form-error-msg{font-size:11.5px; color:#D64545; margin-top:6px; display:none;}
.form-field.error .form-error-msg{display:block;}
.form-submit{
  width:100%; padding:15px; border-radius:9px; background:var(--amber); color:var(--navy);
  font-weight:700; font-size:14.5px; margin-top:6px; transition:transform .2s ease, box-shadow .2s ease;
}
.form-submit:hover{transform:translateY(-2px); box-shadow:0 12px 26px rgba(245,166,35,0.3);}
.form-privacy{font-size:11.5px; color:var(--ink-soft); margin-top:14px; text-align:center;}

/* Contact Form 7 compatibility styling */
.wpcf7-form-control-wrap{display:block;}
.form-field .wpcf7-form-control{
  width:100%; padding:13px 14px; border-radius:9px; border:1.5px solid var(--line-strong);
  font-family:var(--body); font-size:14.5px; color:var(--ink); background:var(--paper);
  transition:border-color .2s ease, background .2s ease; -webkit-appearance:none; appearance:none;
}
.form-field .wpcf7-form-control:focus{outline:none; border-color:var(--teal); background:#fff;}
.form-field textarea.wpcf7-form-control{resize:vertical; min-height:90px;}
.wpcf7-not-valid-tip{font-size:11.5px; color:#D64545; margin-top:6px; display:block;}
input.wpcf7-form-control.form-submit, .form-submit{
  width:100%; padding:15px; border-radius:9px; background:var(--amber); color:var(--navy);
  font-weight:700; font-size:14.5px; margin-top:6px; border:none; cursor:pointer;
  transition:transform .2s ease, box-shadow .2s ease;
}
input.wpcf7-form-control.form-submit:hover{transform:translateY(-2px); box-shadow:0 12px 26px rgba(245,166,35,0.3);}
.wpcf7-spinner{margin:10px auto 0; display:block;}
.wpcf7-response-output{
  margin-top:18px !important; padding:14px 16px !important; border-radius:10px !important;
  font-size:13.5px !important; border:none !important;
}
.wpcf7 form.sent .wpcf7-response-output{background:rgba(15,157,142,0.12); color:var(--teal-deep);}
.wpcf7 form.invalid .wpcf7-response-output, .wpcf7 form.unaccepted .wpcf7-response-output, .wpcf7 form.payment-required .wpcf7-response-output{
  background:rgba(214,69,69,0.1); color:#D64545;
}
.form-success{
  display:none; text-align:center; padding:40px 20px;
}
.form-success.show{display:block;}
.form-success .tick{
  width:56px; height:56px; border-radius:50%; background:rgba(15,157,142,0.12); color:var(--teal-deep);
  display:flex; align-items:center; justify-content:center; margin:0 auto 18px; font-size:26px;
}
.form-success h4{font-family:var(--display); font-size:20px; font-weight:600; margin-bottom:8px;}
.form-success p{font-size:14px; color:var(--ink-soft);}
@media (max-width:840px){
  .contact-grid{grid-template-columns:1fr;}
  .form-row{grid-template-columns:1fr;}
}

.btn{display:inline-flex; align-items:center; gap:8px; padding:15px 26px; border-radius:9px; font-size:14px; font-weight:700; transition:transform .2s ease, box-shadow .2s ease;}
.btn-primary{background:var(--amber); color:var(--navy);}
.btn-primary:hover{transform:translateY(-2px); box-shadow:0 12px 26px rgba(245,166,35,0.3);}
.btn-ghost{background:transparent; color:#fff; border:1px solid rgba(255,255,255,0.3);}
.btn-ghost:hover{border-color:#fff; transform:translateY(-2px);}

/* ---------- FOOTER ---------- */
footer{background:#081A32; color:rgba(246,247,245,0.6); padding:64px 0 34px;}
.footer-grid{display:grid; grid-template-columns:1.4fr 1fr 1fr 1fr; gap:40px; margin-bottom:50px;}
.footer-logo{font-family:var(--display); font-weight:600; font-size:21px; color:#fff; margin-bottom:14px;}
.footer-grid > div > p{font-size:13.5px; line-height:1.6; max-width:280px;}
.footer-col h5{font-family:var(--mono); font-size:11.5px; letter-spacing:0.08em; text-transform:uppercase; color:var(--amber); margin-bottom:16px; font-weight:600;}
.footer-col a{display:block; font-size:13.5px; margin-bottom:11px; color:rgba(246,247,245,0.62);}
.footer-col a:hover{color:#fff;}
.footer-reg{font-size:11.5px; line-height:1.7; color:rgba(246,247,245,0.4); max-width:900px; margin-bottom:22px;}
.footer-bottom{border-top:1px solid rgba(246,247,245,0.12); padding-top:22px; display:flex; justify-content:space-between; flex-wrap:wrap; gap:10px; font-size:12px; color:rgba(246,247,245,0.4);}

@media (max-width:900px){
  .hero-grid{grid-template-columns:1fr; gap:40px;}
  .calc-card{margin-bottom:0;}
  .marquee-section{margin-top:0;}
  .footer-grid{grid-template-columns:1fr 1fr;}
}